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For those of you who are unfamiliar with this market, please realize that it is focused on senior clients who have life insurance policies that they no longer want, need, or can afford. As a result of this secondary market, consumers are able to sell their policies in exchange for a lump sum cash payment.

What makes an insured a candidate for a Life Settlement?

Males/Females: Target age individuals 65 years of age or older
Target age becomes lower as life expectancy decreases
Life expectancies must be less than 20 years

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