In an effort to provide the latest resources to our agents, we have added two essential sales and research tools to help you grow your business. To utilize these resources, you will need to complete a one time registration form with minimal personal information. Please click the individual product tools to complete registration. If you require further assistance please e-mail firstname.lastname@example.org. If you have already registered, you will just need to enter your e-mail and password to log in.
Vital UL (Universal Life Comparison System) an online ABS e-solutions service that compares guaranteed to 100 (or similar) universal life products, displaying premiums and detailed policy features including surrender charges and all available riders with product features such as:
- Side-by-Side Comparisons
Compare premium and policy features to evaluate which product is best for your client. Comparisons include Premiums for two sequential underwriting classes per product on every quote.
- Detailed Information
All the information you need about each UL plan and carrier including guarantee riders and premiums.
- Quick Reports
Easily create multiple PDF reports for printing or emailing.
- Forms Available
Package together your quote with the appropriate forms based on carrier/product, age, state and face amount.
- Compliant Illustrations
Link VitalUL to carrier complaint illustrations through WinFlex Web.
- Reliable Data
All data obtained is verified directly by the carriers.
Vital Signs (Carrier Financial Strength Reporting System) an on-line ABS e-solutions service that quickly and reliably qualifies a carrier’s financial strength in a variety of reports. In summary, vital signs aggregates all the ratings (A.M. Best, Standard and Poor’s, Moody’s, Fitch, and Weiss) and the NAIC financial date and creates reports showing a carrier’s financial strength – saving agents time and creating more sales.
- Variety of Report Types
Compare Carriers – Compare up to 8 carriers.
Focus on One Carrier – Take a closer look at the ratings and/or financials for one carrier.
Focus on Financial Criteria – Sort the entire VitalSigns company list by one criteria. Includes Custom Sort and Company Sector. Also show the data graphically with the Single or Multiple Company Graphs.
- Time Savings Feature
Comdex – Offers the exclusive composite index. Provides a quick summary of a carrier’s ratings and shows how they stack up.
Numerical Equivalent – A number in parenthesis next to each rating quickly describes where that rating fits on the scale for that rating service. A+ (2) denotes that this is the best rating for AM Best.
- Ratings Chart
Compares the ratings for each rating service, for quick comparisons
Defines each insurance term.